Personal finance, simplified

Take control of your money

Track budgets, manage credit cards, analyze spending patterns and stay on top of your monthly installments — all in one elegant dashboard.

Join 1,200+ users tracking smarter

100%
Free forever
6
Finance modules
Real-time insights

Everything you need

A complete financial toolkit — no subscriptions, no paywalls.

Budget Tracking

Set monthly budgets by category and watch your progress in real time. Get alerted before you overspend.

Food & Groceries72%
Entertainment45%
Transport88%

Transaction History

Every peso tracked. Filter, search and categorize your transactions with ease.

Netflix

Entertainment

-$299

Salary

Income

+$15,000

OXXO

Groceries

-$185

Freelance

Income

+$3,200

Spotify

Entertainment

-$99

Credit Cards

Manage balances, limits and due dates across all your cards in one place.

Meses Sin Intereses

Track all your no-interest installment plans so you never miss a payment.

Reports & Analytics

Monthly summaries, spending breakdowns and trend charts to understand where your money goes.

Dark / Light Mode

Gorgeous glassmorphism that adapts perfectly to your system preference.

Up and running in minutes

No complicated setup. Just open the app and start tracking.

01

Open the app

No sign-up required. Your data stays private — no account, no tracking.

02

Add your data

Log transactions, set budgets, add credit cards and installment plans.

03

Get insights

Watch your dashboard come alive with spending trends and budget health.

Always free

Your finances deserve clarity

Smart Finances is completely free. No premium tier, no hidden fees — just a powerful tool built to help you thrive.

Open Smart Finances